445 Cove Tower Dr. 1001 – #226007149

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445 Cove Tower Dr. 1001, Naples, FL 34110

$1,195,000 Pending with contingencies

3
Beds
3
Baths
2,379
Sq Ft
2002
Built

MLS# 226007149 253 days on market

Fees & taxes

Annual fees
$25,459
One-time fees
$400
Seller’s 2025 taxes
$9,433

Community

Cove Towers
Building Montego at Cove Towers

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Listing description

Experience refined Naples living in Montego at Cove Towers. This beautifully updated 3-bedroom, 3-bath residence offers private elevator entry, high ceilings, and a bright open-concept design, ideal for both entertaining and everyday comfort. The spacious living room serves as the heart of the home, flowing seamlessly to the dining area and screened lanai for effortless indoor-outdoor living. Extensively renovated with thoughtful, high-end improvements, the residence features new flooring, fresh interior paint, and upgraded LED lighting throughout. Designer chandeliers enhance the foyer, living room, dining area, kitchen, and primary suite. The reimagined kitchen showcases waterfall-edge quartz countertops and backsplash, updated cabinetry finishes and hardware, under-cabinet lighting, added electrical with USB/USB-C ports, roll-out pantry drawers, and premium appliances including a GE Profile induction cooktop, new refrigerator, dishwasher, trash compactor, and upgraded disposal. A custom lighted bar by California Closets - included with the purchase - adds a sophisticated focal point for entertaining. The primary suite offers tranquil preserve views and a fully updated bath with flat-panel cabinetry, new fixtures, slide-out storage, and frameless glass shower enclosure. Guest baths also feature frameless glass enclosures and upgraded shower systems. Motorized window treatments in the primary and guest bedroom, a new laundry room cabinet and sink, stainless steel interior hardware, new hot water heater, water mitigation system, and serviced hurricane shutters provide added convenience and peace of mind. Residents enjoy access to The Cover Tower Calypso Club with resort-style pool/spa, fitness center, social room, and guest suites, with optional membership to Tarpon Cove Yacht & Racquet Club offering boating, tennis, dining, and beach shuttle service. Ideally located near Naples’ beaches, shopping, and dining, this stunning residence delivers luxury, privacy, and exceptional quality in North Naples.

Property details

Building & ownership

Ownership
Condo
Furnishings
Unfurnished
Building style
High Rise (8+)
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Built-Up, Metal
Lot size
0 acres
Lot description
Zero Lot Line

Interior

Features
Built-In Cabinets, Foyer, French Doors, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings
Flooring
Tile, Vinyl
Cooling
Central Electric
Bedroom details
Split Bedrooms
Additional rooms
Family Room, Guest Bath, Guest Room, Laundry in Residence, Other, Screened Balcony

Kitchen & dining

Appliances
Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Wall Oven, Washer, Wine Cooler
Dining
Breakfast Bar, Eat-in Kitchen

Outdoor & view

View
Gulf, Preserve, Water
Rear exposure
Southwest
Exterior
Screened Balcony
Storm protection
Impact Resistant Doors, Impact Resistant Windows, Shutters Electric

Parking

Garage
Yes
Car port
No
Spots
1
Description
1 Assigned, Deeded, Attached

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community
Spa description
Community

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Clubhouse, Pool, Fitness Center, Storage, Guest Room, Internet Access, Sidewalk, Streetlight, Trash Chute, Underground Utility
Elevator
Private
Security
Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water

Pets & leasing

Pets allowed
Limits
Weight limit
30 lbs
Other pet rules
1 dog or 2 cats
Leases per year
4
Minimum lease
90 days
Restrictions
Deeded

Additional details

Parcel number
60560000580
Potential short sale
No

Listing last updated October 31, 2026

Listing courtesy of Gulf and Bay Realty Group · 239-203-3770

Destinations & driving times from 445 Cove Tower Dr. 1001

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 445 Cove Tower Dr. 1001 – #226007149, by driving distance
NameMilesETA
Mercato 4.4 mi 10 min
Galleria Shoppes at Vanderbilt 6.1 mi 13 min
Waterside Shops 6.7 mi 13 min
Venetian Village 8.5 mi 16 min
Coconut Point 8.9 mi 16 min
Coastland Center 9.8 mi 19 min
Fifth Avenue South 11.6 mi 22 min
Third Street South 12.8 mi 25 min
Miromar Outlets 13.3 mi 25 min
Gulf Coast Town Center 19.5 mi 29 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Cove Towers

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“I highly recommend Jeff to anyone…”
Rosanne & Phil Fico

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