445 Cove Tower Dr. # 1702, Naples, FL 34110 – #225075283

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445 Cove Tower Dr. 1702, Naples, FL 34110

$1,500,000 Sold

Beds
3
Baths
3
Sq Ft
2,645
Built
2002

MLS# 225075283 Listed at $1,675,000 Sold April 2, 2026

Fees & taxes

Annual fees
$27,403
One-time fees
$150
Seller’s 2025 taxes
$6,792

Community

Cove Towers
Building Montego at Cove Towers

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Listing description

PRIVATE ENCLOSED 2-CAR HUMIDITY CONTROLLED UNDER BUILDING GARAGE WITH LARGE HUMIDITY CONTROLLED STORAGE UNIT INSIDE!! Both have dehumidification to keep everything cool and dry all year long! Fantastic sunrise to sunset UNOBSTRUCTED views from this absolutely stunning 17th floor "MINI-PENTHOUSE" with 10'+ high ceilings! This spacious 3BR+Den/3BA turnkey furnished residence with incredible panoramic views of the Gulf, Bay, preserve and Naples skyline features soaring ceilings, crown molding, an island kitchen with custom cabinetry, granite counters and newer high-end stainless steel appliances including built-in Sub-Zero refrigerator/freezer, custom built-in closets in Primary BR, marble Primary Bath, surround sound in primary bedroom and living room, hurricane shutters, whole house water purification system and so much more! Whole home leak detection system with sensors throughout all wet areas in the unit (as well as in the entire building) that will shut main water valve and alert the Manager if it detects a leak. A/C’s replaced in 2022 and hot water heater replaced in 2025. Exclusive membership to the PRIVATE CALYPSO CLUB is included with a gorgeous resort-style tropical pool, spa, state-of-the-art fitness center, 2 luxurious guest suites, outdoor pavilion with fireplace, BBQ grills and a beautiful social room with wet bar, fireplace and media center. Also available is an optional membership to the fabulous Tarpon Cove Beach & Racquet Club with casual and fine dining, 6 Har-Tru tennis courts (lighted for night play!), fully equipped fitness center, island-style pool with tiki bar, bocce courts and an hourly private boat shuttle to the beach. Boat docks available for lease/purchase.

Property details

Building & ownership

Ownership
Condo
Furnishings
Unfurnished
Building style
Contemporary, High Rise (8+)
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Metal Frame, Poured Concrete, Stucco
Roof
Built-Up, Metal
Lot size
0 acres

Interior

Features
Built-In Cabinets, Closet Cabinets, Fire Sprinkler, Foyer, Laundry Tub, Multi Phone Lines, Pantry, Smoke Detectors, Wired for Sound, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
Flooring
Carpet, Marble, Tile, Wood
Cooling
Ceiling Fan(s), Central Electric, Zoned
Bedroom details
Split Bedrooms
Additional rooms
Den - Study, Family Room, Great Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch

Kitchen & dining

Kitchen
Built-In Desk, Island, Pantry
Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Wall Oven, Washer, Water Treatment Owned
Dining
Breakfast Bar, Dining - Living, Formal

Outdoor & view

View
City, Gulf and Bay, Preserve, River
Rear exposure
Southwest
Exterior
Dock Lease, Dock Purchase, Open Porch/Lanai, Screened Lanai/Porch, Storage
Storm protection
Impact Resistant Doors, Impact Resistant Windows, Shutters Electric, Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
2 Assigned, Covered, Guest, Under Bldg Closed, Attached

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community
Spa description
Community

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
Dock Lease, Dock Purchase

Community amenities

Amenities
Barbecue, Beach Access, Bike Storage, Community Boat Dock, Community Gulf Boat Access, Pool, Community Room, Spa/Hot Tub, Fitness Center, Storage, Guest Room, Internet Access, Library, Marina, Private Membership, Streetlight, Trash Chute, Underground Utility, Car Wash Area
Elevator
Private
Security
Smoke Detector(s), Gated Community, Fire Sprinkler System

What the fees cover

Maintenance
Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Pest Control Interior, Rec Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water

Pets & leasing

Pets allowed
Limits
Other pet rules
1 dog or 2 cats or a bird
Leases per year
3
Minimum lease
90 days
Restrictions
Architectural, Deeded, No Commercial, No RV

Additional details

Parcel number
60560001084
Potential short sale
No

Listing last updated April 2, 2026

Listing courtesy of Downing Frye Realty Inc. · 239-261-2244

Destinations & driving times from 445 Cove Tower Dr. 1702

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 445 Cove Tower Dr. # 1702, Naples, FL 34110 – #225075283, by driving distance
NameMilesETA
Mercato 4.4 mi 10 min
Galleria Shoppes at Vanderbilt 6.1 mi 13 min
Waterside Shops 6.7 mi 13 min
Venetian Village 8.5 mi 16 min
Coconut Point 8.9 mi 16 min
Coastland Center 9.8 mi 19 min
Fifth Avenue South 11.6 mi 22 min
Third Street South 12.8 mi 25 min
Miromar Outlets 13.3 mi 25 min
Gulf Coast Town Center 19.5 mi 29 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Cove Towers

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

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