445 Cove Tower Dr

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445 Cove Tower Dr. 403, Naples, FL 34110

$900,000 Sold

Beds
3
Baths
3
Sq Ft
2,650
Built
2002

MLS# 223083567 Listed at $1,000,000 Sold May 15, 2024

Fees & taxes

Annual fees
$25,312
One-time fees
$150
Seller’s 2022 taxes
$4,566

Community

Cove Towers
Building Montego at Cove Towers

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Listing description

Welcome to Montego at Cove Towers where you're minutes away to Naples gorgeous beaches. Enjoy private elevator entry to your condo where you enjoy southwestern views from your grand salon & expansive screened balcony. With almost 2700 sq ft of space this light & bright condo has updated tile flooring throughout living areas, decorative molding, spacious bedrooms & newer appliances. The kitchen boasts wood shaker style cabinets, granite countertops, SS appliances, breakfast bar & built-in desk space. Your master suite bath features new cabinetry, flooring, fixtures, dual sinks, walk in shower, quartz counter tops & access to the balcony. Family & guests will also enjoy access to their own shared balcony from their guest bedrooms. Included w/this condo is the use of the Calypso Club w/resort style pool & spa, community rooms, fitness room, BBQ grills, outdoor pavilion w/fireplace, media center & 2 guest suites are exclusive to residents of the Montego & Nevis Towers. Optional Tarpon Cove Yacht & Tennis Club Membership available. The TC&Y Club offers casual & fine dining, Tiki Bar, beach access by shuttle boat, tennis & bocce courts, resort-style pool & Fitness Center.

Property details

Building & ownership

Ownership
Condo
Furnishings
Unfurnished
Building style
High Rise (8+)
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Metal Frame, Stucco
Roof
Built-Up, Metal
Lot size
0 acres
Lot description
Zero Lot Line

Interior

Features
Built-In Cabinets, Fire Sprinkler, Foyer, Laundry Tub, Multi Phone Lines, Pantry, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s), Window Coverings
Flooring
Carpet, Tile
Cooling
Central Electric
Additional rooms
Great Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch

Kitchen & dining

Kitchen
Built-In Desk, Island, Pantry
Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Self Cleaning Oven, Wall Oven, Washer
Dining
Breakfast Bar, Dining - Living

Outdoor & view

View
City, Preserve
Rear exposure
Southwest
Exterior
Open Porch/Lanai, Screened Lanai/Porch, Storage
Storm protection
Impact Resistant Doors, Impact Resistant Windows, Shutters Electric

Parking

Garage
Yes
Car port
No
Spots
1
Description
1 Assigned, Attached

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community
Spa description
Community

Waterfront

Waterfront
Yes
Description
Bay, Mangrove, Navigable
Gulf access
Yes
Gulf access type
Bridge(s)/Water Indirect
Canal
None
Boat / dock
None

Community amenities

Amenities
Barbecue, Beach Access, Bike Storage, Clubhouse, Pool, Community Room, Spa/Hot Tub, Fitness Center, Storage, Guest Room, Internet Access, Marina, Private Membership, Streetlight, Tennis Court(s), Trash Chute, Underground Utility, Car Wash Area
Elevator
Secured
Security
Smoke Detector(s), Gated Community, Fire Sprinkler System

What the fees cover

Maintenance
Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Pest Control Interior, Rec Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water

Pets & leasing

Pets allowed
Limits
Number allowed
1
Weight limit
30 lbs
Other pet rules
1 dog or 2 cats
Leases per year
4
Minimum lease
90 days
Restrictions
Architectural, Deeded, No Commercial

Schools

Elementary
Naples Park Elementary School
Middle
North Naples Middle School
High
Gulf Coast High School

Additional details

Parcel number
60560000140
Potential short sale
No

Listing last updated May 15, 2024

Listing courtesy of John R Wood Properties · 239-598-0059

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Destinations & driving times from 445 Cove Tower Dr. 403

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 445 Cove Tower Dr. # 403, Naples, FL 34110 – #223083567, by driving distance
NameMilesETA
Mercato 4.4 mi 10 min
Galleria Shoppes at Vanderbilt 6.1 mi 13 min
Waterside Shops 6.7 mi 13 min
Venetian Village 8.5 mi 16 min
Coconut Point 8.9 mi 16 min
Coastland Center 9.8 mi 19 min
Fifth Avenue South 11.6 mi 22 min
Third Street South 12.8 mi 25 min
Miromar Outlets 13.3 mi 25 min
Gulf Coast Town Center 19.5 mi 29 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Cove Towers

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“I highly recommend Jeff to anyone…”
Rosanne & Phil Fico

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