Welcome home to this beautifully maintained residence nestled within the highly sought-after Sapphire Lakes community.

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675 Luisa Ln. 4, Naples, FL 34104

$339,000 For Sale

Beds
3
Baths
2
Sq Ft
1,484
Built
1999

MLS# 2026028085 133 days on market

Fees & taxes

Annual fees
$6,400
One-time fees
$150
Seller’s 2025 taxes
$3,455

Community

Sapphire Lakes
Building Quartz

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Listing description

DON'T MISS THIS OPPORTUNITY to own in the highly sought-after Sapphire Lakes community! This spacious 3-BEDROOM, 2-BATHROOM CONDO with a PRIVATE 1-CAR GARAGE offers the perfect combination of LOCATION, LIFESTYLE, and VALUE in the heart of Naples. Step inside to an open, light-filled floor plan designed for effortless living and entertaining. The expansive living and dining areas flow seamlessly together, while the oversized primary suite delivers a true owner's retreat with a large walk-in closet, luxurious soaking tub, separate glass-enclosed shower, and plenty of space to unwind. Two additional bedrooms provide flexibility for guests, a home office, or growing families. Outside your door, enjoy the resort-style amenities Sapphire Lakes is known for, including a sparkling community pool, relaxing spa, and beautifully maintained tropical landscaping that creates a true Florida paradise. LOCATION IS EVERYTHING! Just minutes from Naples' world-famous white sand beaches, upscale shopping, championship golf, fine dining, entertainment, downtown Naples, and convenient access to I-75, you'll enjoy the very best Southwest Florida has to offer. Whether you're looking for a year-round residence, seasonal escape, or investment opportunity, this is your chance to own in one of Naples' most desirable gated communities.

Property details

Building & ownership

Ownership
Condo
Furnishings
Unfurnished
Building style
Two Story, Low Rise (1-3)
Floor plan
Split Bedrooms, 2 Story
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0 acres
Lot description
Regular

Interior

Features
Foyer, Pantry, Smoke Detectors, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Carpet, Tile, Vinyl
Cooling
Ceiling Fan(s), Central Electric
Bedroom details
Split Bedrooms
Additional rooms
Family Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Dining
Breakfast Bar, Dining - Living

Outdoor & view

View
Lake
Rear exposure
East
Exterior
Screened Lanai/Porch
Storm protection
None

Parking

Garage
Yes
Car port
No
Spots
1
Description
Attached

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Basketball Court, Barbecue, Bike And Jog Path, Bocce Court, Pool, Internet Access, Car Wash Area, Pickleball, Shuffleboard Court, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
Elevator
None
Security
Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Manager, Street Maintenance, Trash Removal, Water, Master Assn. Fee Included, Pest Control Exterior, Rec Facilities, Reserve, Sewer, Street Lights

Pets & leasing

Pets allowed
Limits
Number allowed
2
Weight limit
30 lbs
Leases per year
3
Minimum lease
30 days
Restrictions
No Commercial, No RV, No Truck

Additional details

Parcel number
68986900729
Potential short sale
No

Listing last updated June 29, 2026

Listing courtesy of Re/Max Sunshine · (239) 790-1177

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $3,000 a year at the county’s value of this home and its 1.06% tax rate, plus $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 675 Luisa Ln. 4

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 675 Luisa Ln. 4 – #2026028085, by driving distance
NameMilesETA
Fifth Avenue South 7.2 mi 15 min
Coastland Center 7.6 mi 16 min
Third Street South 8.3 mi 19 min
Venetian Village 9.9 mi 21 min
Waterside Shops 10.4 mi 21 min
Galleria Shoppes at Vanderbilt 10.6 mi 21 min
Mercato 12.8 mi 25 min
Miromar Outlets 22.5 mi 32 min
Coconut Point 23.3 mi 35 min
Gulf Coast Town Center 26.9 mi 36 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone D Collier

Called in the fourth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Mostly Zone X (minimal)

Minimal mapped flood hazard

Most of the lot is outside the Special Flood Hazard Area. Part of the lot lies in another zone.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Sapphire Lakes

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…an absolutely terrific real estate agent.”
Jim & Carmen Kosloski

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