Digital enhancement - pool cage removed

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695 Ardmore Ln., Naples, FL 34108

$4,795,000 For Sale

Beds
5
Baths
5
Sq Ft
4,847
Built
1991

MLS# 226022109 130 days on market

Fees & taxes

Annual fees
$6,235
One-time fees
$15,000
Seller’s 2025 taxes
$61,569

Community

Pelican Bay
Subdivision Waterford at Pelican Bay

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Listing description

One or more photo(s) has been virtually staged, AI generated or rendered. Presenting an extraordinary lakefront opportunity in Waterford at Pelican Bay. Situated on an exceptional oversized .51-acre cul-de-sac homesite, this property commands panoramic 180-degree lake views and unparalleled privacy within this prestigious community. With 6,971 square feet under roof—including 4,847 square feet under air—across five bedrooms, a study, five full baths, a dedicated guest wing with studio, and a three-car garage, the residence provides an exceptional canvas for modernization, sophisticated renovation, or complete custom new construction redevelopment—a rare opportunity to build your dream estate on one of Pelican Bay's most coveted waterfront sites. The existing floor plan features soaring volume ceilings, expansive living spaces, a formal dining room, family room, wet bar, and a luxurious primary suite with retreat area. A whole-house generator ensures reliable backup power. The 3,043-square-foot screened lanai overlooks expansive lake vistas and features a pool and spa, with clear potential for thoughtful enhancement and reimagining.
Waterford at Pelican Bay offers a rare single-family estate-home setting within one of Naples' most recognized coastal communities. Tucked into a quiet cul-de-sac enclave, the neighborhood features spacious homes on oversized homesites surrounded by mature tropical landscaping. Residents enjoy exclusive access to three miles of private white-sand beaches, beachfront dining, tennis and pickleball facilities, scenic walking paths, and world-class amenities—moments from Naples' finest shopping, dining, and cultural destinations. This is Pelican Bay luxury—private, timeless, and designed for exceptional coastal living. An exceptional blank canvas for the discerning buyer seeking luxury, location, and limitless potential.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.51 acres
Lot description
Cul-De-Sac, Oversize

Interior

Features
Built-In Cabinets, Closet Cabinets, Fireplace, Foyer, Laundry Tub, Pull Down Stairs, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Wet Bar, Zero/Corner Door Sliders
Flooring
Carpet, Tile
Cooling
Central Electric
Bedroom details
Master BR Ground, Master BR Sitting Area, Split Bedrooms
Additional rooms
Den - Study, Family Room, Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Island
Appliances
Cooktop, Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Safe, Wall Oven, Washer, Wine Cooler
Dining
Breakfast Bar, Dining - Family, Formal

Outdoor & view

View
Lake, Landscaped Area, Water Feature
Rear exposure
Northeast
Exterior
Screened Lanai/Porch, Courtyard, Outdoor Kitchen
Storm protection
Shutters Electric, Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
3
Description
Circular Driveway, Deeded, Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Pool description
Below Ground, Concrete, Equipment Stays, Gas Heat
Spa description
Below Ground, Concrete, Equipment Stays, Heated Gas, Jetted Tub

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Beach - Private, Beach Access, Beach Club Included, Bike And Jog Path, Clubhouse, Fitness Center, Full Service Spa, Golf Course, Internet Access, Pickleball, Private Beach Pavilion, Private Membership, Putting Green, Restaurant, See Remarks, Shopping, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
Golf
Golf Non Equity
Elevator
None
Security
Security System, Smoke Detector(s)

What the fees cover

Maintenance
Cable, Internet/WiFi Access, Legal/Accounting, Manager, Sewer, Street Lights, Street Maintenance, Trash Removal

Pets & leasing

Pets allowed
Yes
Leases per year
2
Minimum lease
90 days
Restrictions
Architectural, Deeded, No Motorcycles, No RV

Schools

Elementary
Seagate Elementary
Middle
Pine Ridge Middle
High
Barron Collier High School

Additional details

Parcel number
66668125604
Potential short sale
No

Listing last updated October 28, 2026

Listing courtesy of Calusa Bay Properties LLC · 239-593-5533

Property taxes for a new owner

Estimated property taxes about $43,700 a year at the county’s value of this home and its 0.95% tax rate, plus $1,812 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 695 Ardmore Ln

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 695 Ardmore Ln. – #226022109, by driving distance
NameMilesETA
Waterside Shops 1.9 mi 5 min
Mercato 2.4 mi 6 min
Venetian Village 3.6 mi 8 min
Galleria Shoppes at Vanderbilt 4.1 mi 9 min
Coastland Center 5 mi 11 min
Fifth Avenue South 6.7 mi 13 min
Third Street South 7.9 mi 17 min
Coconut Point 13 mi 22 min
Miromar Outlets 19.5 mi 30 min
Gulf Coast Town Center 23.8 mi 34 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone X (shaded)

0.2% annual chance — moderate risk

The lot is outside the Special Flood Hazard Area.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Pelican Bay

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…the best Realtor in the world.”
Diane & Mike Hickey

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