8540 Pepper Tree Way, Naples, FL 34114 – #225044505

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8540 Pepper Tree Way, Naples, FL 34114

$615,000 Sold

Beds
3
Baths
2
Sq Ft
1,825
Built
1998

MLS# 225044505 Listed at $674,000 Sold November 19, 2025

Fees & taxes

Annual fees
$8,796
One-time fees
$35,150
Seller’s 2024 taxes
$7,127

Community

Fiddler’s Creek
Subdivision Pepper Tree

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Listing description

Dreaming of serene lake views, breathtaking sunrises and resort-style living? This beautifully furnished three-bedroom, two-bath home in Pepper Tree at Fiddler’s Creek offers it all, including a split-bedroom layout for privacy and a no-see-um screened lanai framing tranquil water vistas. Ideally near the award-winning Club & Spa and gatehouse, this residence combines peaceful outdoor living with refined interior finishes in one of Naples’ most prestigious communities. Quality built by Gulf Bay. The interior features diagonal tile flooring, volume ceilings, crown molding and modern ceiling fans throughout. The open kitchen is tastefully updated with white modern cabinetry, quartz countertops and backsplash, pantry, under-cabinet lighting, recessed lighting, a single-vessel undermount sink and stainless appliances, including a French-door refrigerator, range, microwave and Bosch dishwasher. A breakfast bar offers casual seating, while the adjacent dining area overlooks lush gardens through a large picture window and provides direct lanai access. Light and airy, the living room includes recessed lighting and glass sliders that open to the lanai, blending indoor and outdoor spaces. The primary suite is a tranquil retreat with lake views, double-door entry, white plantation shutters, lanai access, and custom walk-in closets with built-ins. The en-suite bath is beautifully updated and features a dual-sink quartz vanity, frameless glass walk-in shower with bench, soaking tub, privacy window and linen closet. The guest wing includes two bedrooms—one set up as a home office with built-in cabinetry and Murphy bed—plus an updated full bath with walk-in shower. The screened lanai is ideal for entertaining, offering tile flooring, an updated outdoor kitchen with stone backsplash, built-in barbecue and beverage refrigerator, counter space and wide lake views. Additional features include storm shutters, painted garage floor, newer tankless water heater, washer and dryer, and wood-look LVT flooring in all bedrooms. A new tile roof under one year old adds value and peace of mind. There’s even room to add a pool. Residents of Fiddler’s Creek enjoy a world-class lifestyle with a resort-style Club & Spa featuring indoor and poolside dining, full fitness center with classes and trainers, resort pools, spa, hot tub, sauna, steam room, bocce, tennis, pickleball and year-round events. Optional memberships are available for The Tarpon Club (beach/marina) and The Creek Golf Course with a new clubhouse and renovated course. Nearby are everyday conveniences such as Publix, salon, urgent care, and a new health café/store—plus easy access to Marco Island, downtown Naples, shopping, dining and executive airport.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.19 acres
Lot description
Regular

Interior

Features
Built-In Cabinets, Closet Cabinets, Fire Sprinkler, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet(s), Window Coverings
Flooring
Carpet, Tile
Cooling
Ceiling Fan(s), Central Electric
Bedroom details
First Floor Bedroom, Master BR Ground, Split Bedrooms
Additional rooms
Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Pantry
Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Grill - Gas, Microwave, Range, Refrigerator/Freezer, Refrigerator/Icemaker, Self Cleaning Oven, Washer
Dining
Breakfast Bar, Dining - Living, Eat-in Kitchen

Outdoor & view

View
Lake, Landscaped Area
Rear exposure
Northeast
Exterior
Screened Lanai/Porch, Built In Grill, Outdoor Kitchen
Storm protection
Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Paved, Attached

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community
Spa description
Community

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Beach Club Available, Bike And Jog Path, Bocce Court, Clubhouse, Pool, Community Room, Spa/Hot Tub, Fitness Center, Full Service Spa, Golf Course, Internet Access, Marina, Pickleball, Play Area, Restaurant, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
Golf
Golf Equity, Golf Non Equity
Elevator
None
Security
Smoke Detector(s), Gated Community, Fire Sprinkler System

What the fees cover

Maintenance
Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Reserve, Security, Street Lights, Street Maintenance

Pets & leasing

Pets allowed
Limits
Number allowed
2
Leases per year
3
Minimum lease
30 days
Restrictions
No Commercial, No RV

Additional details

Parcel number
32431502420
Potential short sale
No

Listing last updated November 19, 2025

Listing courtesy of Premier Sotheby's Int'l Realty · 239-642-2222

Destinations & driving times from 8540 Pepper Tree Way

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 8540 Pepper Tree Way, Naples, FL 34114 – #225044505, by driving distance
NameMilesETA
Fifth Avenue South 12.2 mi 23 min
Third Street South 13.4 mi 26 min
Coastland Center 14.3 mi 27 min
Venetian Village 16.5 mi 31 min
Waterside Shops 17.4 mi 32 min
Galleria Shoppes at Vanderbilt 18.4 mi 34 min
Mercato 20.2 mi 37 min
Miromar Outlets 33.2 mi 47 min
Coconut Point 34 mi 50 min
Gulf Coast Town Center 37.6 mi 50 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Mostly Zone X (shaded)

0.2% annual chance — moderate risk

Most of the lot is outside the Special Flood Hazard Area. Part of the lot lies in another zone.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Fiddler’s Creek

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“We would recommend him to anyone.”
Frank & Vicki Vavricka

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