Naples Waterfront & Gulf-Access Homes

Naples homes and condos for sale on salt water — canal front, bay front, navigable water and the Gulf itself — with lakes and ponds left out.

Many homes in Naples are listed as “waterfront” when the water is a small retention pond. That is not what most people mean by the word, so this search holds salt water only.

Salt water does not always mean a boat can reach the Gulf. Some canals sit behind bridges, and a condo on the beach usually has no dock at all. If boating is the point, I can tell you what each home’s access really is: the dock, the lift, the canal’s width and the bridges between it and open water.

661 waterfront homes for sale today, most recently listed first.

See all 661 in the search

Important Considerations

  • Flood insurance. Most of these homes are in a high-risk flood zone, where a mortgage lender requires flood insurance. What it costs depends heavily on the building’s elevation, which its elevation certificate records.
  • The water’s edge. Seawalls, docks and lifts wear out in salt water. With a house, they are usually the owner’s to maintain; in a condo, usually the association’s. Replacing a seawall is a major expense.
  • Storms. The water that makes these homes special is the same water a storm pushes ashore. Hurricane Ian’s storm surge in 2022 flooded many waterfront homes here.

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